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Cloud-Native Fintech: API Monetization, Embedded Finance, and the Future of Scalable Digital Banking

Former Regional Vice President of Prisma Cloud, US Enterprise, Commercial and Canada
Palo Alto Networks
Cloud Computing & Storage
North America
USA
Canada

$ 795

June 2025

Report Summary

  • How are cloud-native architectures reducing time-to-market for fintech startups?
  • What API monetization models (rev-share vs. subscription) dominate the market?
  • How does PSD2 compliance impact cloud-based open banking platforms that interact with the EU businesses?
  • What differentiates leaders like Stripe and Adyen in cloud-native fintech?
  • How are containerization and serverless computing enhancing scalability?
  • What cybersecurity risks are amplified in cloud-native fintech ecosystems?
  • How do real-time fraud detection systems leverage cloud AI/ML?
  • What role do regulatory sandboxes play in fintech innovation?
  • How are legacy banks migrating core systems to cloud-native platforms?
  • What benchmarks measure API performance and reliability in fintech?
  • How are blockchain integrations reshaping cloud-native payment systems?
  • What skills gaps exist in fintech DevOps teams managing cloud-native stacks?

Report Keywords

  • Open Banking APIs
  • Real-Time Fraud Detection
  • Blockchain Settlement
  • Regtech Automation
  • AI Credit Scoring
  • Cloud Core Banking
  • Embedded Finance Ecosystems
  • PaaS
  • DeFi Integration
  • Transaction Cost Analytics

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Get in touch with us to learn more about our services, ask for assistance with a technical difficulty, or if you would like a product demo.
info@nextyn.com
Singapore
68 Circular Road, #02-01
049422, Singapore
Jakarta

Revenue Tower, Scbd, Jakarta 12190, Indonesia
Mumbai
4th Floor, Pinnacle Business Park, Andheri East, Mumbai, 400093
Bangalore

Cinnabar Hills, Embassy Golf Links Business Park, Bengaluru, Karnataka 560071
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+1
  • United States+1
  • United Kingdom+44
  • Afghanistan (‫افغانستان‬‎)+93
  • Albania (Shqipëri)+355
  • Algeria (‫الجزائر‬‎)+213
  • American Samoa+1684
  • Andorra+376
  • Angola+244
  • Anguilla+1264
  • Antigua and Barbuda+1268
  • Argentina+54
  • Armenia (Հայաստան)+374
  • Aruba+297
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  • Azerbaijan (Azərbaycan)+994
  • Bahamas+1242
  • Bahrain (‫البحرين‬‎)+973
  • Bangladesh (বাংলাদেশ)+880
  • Barbados+1246
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  • Cook Islands+682
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  • Croatia (Hrvatska)+385
  • Cuba+53
  • Curaçao+599
  • Cyprus (Κύπρος)+357
  • Czech Republic (Česká republika)+420
  • Denmark (Danmark)+45
  • Djibouti+253
  • Dominica+1767
  • Dominican Republic (República Dominicana)+1
  • Ecuador+593
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  • El Salvador+503
  • Equatorial Guinea (Guinea Ecuatorial)+240
  • Eritrea+291
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  • Ethiopia+251
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  • Faroe Islands (Føroyar)+298
  • Fiji+679
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  • French Polynesia (Polynésie française)+689
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  • Gambia+220
  • Georgia (საქართველო)+995
  • Germany (Deutschland)+49
  • Ghana (Gaana)+233
  • Gibraltar+350
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  • Greenland (Kalaallit Nunaat)+299
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  • Guatemala+502
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  • Haiti+509
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  • Iceland (Ísland)+354
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  • Indonesia+62
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  • Iraq (‫العراق‬‎)+964
  • Ireland+353
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  • Jamaica+1876
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  • Jersey+44
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  • Mayotte+262
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  • Micronesia+691
  • Moldova (Republica Moldova)+373
  • Monaco+377
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  • Montenegro (Crna Gora)+382
  • Montserrat+1664
  • Morocco (‫المغرب‬‎)+212
  • Mozambique (Moçambique)+258
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  • Oman (‫عُمان‬‎)+968
  • Pakistan (‫پاکستان‬‎)+92
  • Palau+680
  • Palestine (‫فلسطين‬‎)+970
  • Panama (Panamá)+507
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  • Portugal+351
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  • Saint Helena+290
  • Saint Kitts and Nevis+1869
  • Saint Lucia+1758
  • Saint Martin (Saint-Martin (partie française))+590
  • Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)+508
  • Saint Vincent and the Grenadines+1784
  • Samoa+685
  • San Marino+378
  • São Tomé and Príncipe (São Tomé e Príncipe)+239
  • Saudi Arabia (‫المملكة العربية السعودية‬‎)+966
  • Senegal (Sénégal)+221
  • Serbia (Србија)+381
  • Seychelles+248
  • Sierra Leone+232
  • Singapore+65
  • Sint Maarten+1721
  • Slovakia (Slovensko)+421
  • Slovenia (Slovenija)+386
  • Solomon Islands+677
  • Somalia (Soomaaliya)+252
  • South Africa+27
  • South Korea (대한민국)+82
  • South Sudan (‫جنوب السودان‬‎)+211
  • Spain (España)+34
  • Sri Lanka (ශ්‍රී ලංකාව)+94
  • Sudan (‫السودان‬‎)+249
  • Suriname+597
  • Svalbard and Jan Mayen+47
  • Swaziland+268
  • Sweden (Sverige)+46
  • Switzerland (Schweiz)+41
  • Syria (‫سوريا‬‎)+963
  • Taiwan (台灣)+886
  • Tajikistan+992
  • Tanzania+255
  • Thailand (ไทย)+66
  • Timor-Leste+670
  • Togo+228
  • Tokelau+690
  • Tonga+676
  • Trinidad and Tobago+1868
  • Tunisia (‫تونس‬‎)+216
  • Turkey (Türkiye)+90
  • Turkmenistan+993
  • Turks and Caicos Islands+1649
  • Tuvalu+688
  • U.S. Virgin Islands+1340
  • Uganda+256
  • Ukraine (Україна)+380
  • United Arab Emirates (‫الإمارات العربية المتحدة‬‎)+971
  • United Kingdom+44
  • United States+1
  • Uruguay+598
  • Uzbekistan (Oʻzbekiston)+998
  • Vanuatu+678
  • Vatican City (Città del Vaticano)+39
  • Venezuela+58
  • Vietnam (Việt Nam)+84
  • Wallis and Futuna+681
  • Western Sahara (‫الصحراء الغربية‬‎)+212
  • Yemen (‫اليمن‬‎)+967
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