Europe’s crypto regulation era is no longer on the horizon; it’s here. With the Markets in Crypto-Assets (MiCA) regulation set to take full effect by 2025, crypto exchanges, wallet providers, and token issuers across the EU face a sharp compliance reset. At the same time, RegTech automation is emerging as the only scalable solution to manage the increasing complexity and cost of regulatory obligations in a cross-border crypto environment.
This report dives into the real cost of crypto compliance post-MiCA. Initial estimates suggest that MiCA compliance could raise operational costs by 15–22% for mid-sized exchanges, while automated AML/KYC workflows can reduce onboarding times by 34–48%. With over 36% of EU crypto firms planning to operate across borders using MiCA passporting, the race is on to automate transaction monitoring, risk scoring, and regulatory reporting with AI and API-first infrastructure.
Crypto-native companies and traditional finance players entering digital assets must now navigate licensing, stablecoin reserves, disclosure mandates, and travel rule compliance, often across multiple jurisdictions. As France, Germany, and Luxembourg lead licensing adoption, RegTech vendors are expanding their crypto modules to serve this new surge in demand.
This report uncovers critical operational metrics and regulatory insights, including:
Download the full report “MiCA & RegTech Automation” to explore how automation, analytics, and AI are transforming compliance from a cost center into a strategic differentiator. Download the report now to unlock full access!